Life Insurance Age 78

If you are shopping for life insurance quotes at age 78, then you should know that you are getting very close to the maximum age to attain life insurance coverage. There are several highly rated carriers who will insure you at this age, but if you don't get coverage soon, then it will be too late.

At the age of 78 you probably want a simple policy to help cover the costs of a burial and other final expenses. These policies are simplified issue whole life insurance policies. This means that it does not require a medical exam and the premium is level for the rest of your life. This is very important at your age because you don't want to be faced with increased premiums as you get older.

If you are a smoker or if you have pre-existing health conditions, such as heart problems, a previous stroke or cancer treatment, or diabetes, you can still qualify for coverage. Many companies offer a type of policy called "Guaranteed Issue Life Insurance," where you are virtually guaranteed to be approved. All you have to do is fill out an application and answer some basic health history questions. You can usually be approved and have coverage in place in as little as a couple of days.

If you need life insurance coverage at the age of 78, then be sure to get a quote today to compare multiple rates. You can view quotes from some of the nation's best carriers and see which one has the lowest premium for your particular needs. Remember that all life insurance carriers have different rates, so it pays to compare.

If you prefer to receive your rates over the phone, then call 1-877-801-4402 toll free. An experieced agent will review your options for life insurance at age 78.