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Survivorship Life InsuranceSurvivorship life insurance, also referred to as second to die life insurance or joint life insurance, insures the lives of two people. It is typically used by a husband a wife. The difference between this type of policy and a traditional insurance policy, is that the death benefit is not paid out until the death of the second insured. This is designed to assist with estate taxes, because the payment of estate taxes can be delayed until the death of both spouses. These types of policies are often used in estate planning as effective tools to help protect your net worth. Get a free no obligation quote today and compare multiple quotes from the nation's highest rated carriers. Remember that all life insurance carriers have different rates, so it pays to compare. | ||||||
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